Hey everyone,
What is your thoughts on Cred?
Market Cap $14.4 million
Circulating Supply 840.4 Million

https://mycred.io/

What is Cred?
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Cred is a global financial services platform serving customers in 183 countries. Cred is a licensed lender and leverages a substantial balance sheet and proprietary technology to provide business and retail credit and to allow its customers to earn a yield on more than 30 crypto and fiat currencies through its partner network.

Rebels with a pedigree
Founded by former PayPal veterans and based in the San Francisco Bay Area, Cred brings together a diverse team of entrepreneurial leaders to leverage machine learning and the power of blockchain technology.

I agree if your not buying now you will pay a premium. Good info